PNW Cash Back Checking

Win with your wallet with PNW Cash Back Checking. Turn everyday spending into extra cash, simple and easy. Plus, it’s a free checking account that rewards you for what you’re already doing.
Start earning 1% cash back on up to $3,000 in purchases each month-that’s up to $30 back in your pocket, just for using your debit card.
How it works:
- SPEND and get 1% on up to $3,000 in debit card transactions for up to $30 per month.*
- USE your debit card however you like – online, in person or with your mobile wallet.
- EARN as much as $30 in monthly cash back*, automatically deposited into your PNW Cash Back Checking Account – no extra steps required.
Contact your local branch to learn how you can start earning cash back today!
Insured by NCUA. The PNW Cash Back Checking requires a minimum $25 opening deposit. The PNW Cash Back Checking account does not earn interest. This offer cannot be combined with any other offers, and there can be only one PNW Premier or PNW Cash Back account per Social Security Number. Offers are subject to change at any time.
*Qualifications: A minimum of one direct deposit (ACH deposit) must post and clear during your statement cycle. Qualified debit card transactions exclude unauthorized or fraudulent activity, ATM transactions, or purchases of cash equivalent (gift cards, money orders, etc.). If all qualifications are met, you will earn 1% cash back on a maximum of $3,000 worth of debit card transactions that post and clear your account during the month. Debit card cash back will be credited up to $30 per statement cycle ($360 maximum per year) at the end of your statement cycle. Earning 1% cash back means you receive 1 cent for every $1 you spend; so, if you spend $100, you will earn $1 in cash back.