PNW Cash Back Promotion

PNW Cash Back earns a standard 1% on up to $3,000 in debit card transactions per month*; but when you sign up now, you earn 2% on debit card transactions* now through December 31, 2025.

No categories. No fees. Just cash.

How It works:

> Earn 2% on up to $3,000 (now through December 31, 2025) in debit card transactions per month*.

> Spend in ANY category – gas, groceries, travel, etc. for cash back.

> Enjoy cash back automatically transferred into your PNW Cash Back Checking – no extra steps required.

Contact your local branch to learn how you can start earning cash back today!

Insured by NCUA. The PNW Cash Back Checking requires a minimum $25 opening deposit. The PNW Cash Back Checking account does not earn interest. This offer cannot be combined with any other offers, and there can be only one PNW Premier or PNW Cash Back account per Social Security Number. Offers are subject to change at any time.

*Qualifications: A minimum of one direct deposit (ACH deposit) must post and clear during your statement cycle. Qualified debit card transactions exclude unauthorized or fraudulent activity, ATM transactions, or purchases of cash equivalent (gift cards, money orders, etc.). If all qualifications are met, you will earn 1% cash back on a maximum of $3,000 worth of debit card transactions that post and clear your account during the month. Debit card cash back will be credited up to $30 per statement cycle ($360 maximum per year) at the end of your statement cycle. Earning 1% cash back means you receive 1 cent for every $1 you spend; so, if you spend $100, you will earn $1 in cash back. If qualifications* are met, foreign ATM withdrawal fees that post to your account during your statement cycle will be refunded up to $10 per month ($120 maximum per year) at the end of your statement cycle.