Business Checking Accounts
| Freedom | Analysis | Premier | Savi Community | |
| Your Needs | No minimum daily balance, no monthly service charge |
Multiple accounts and a high number of transactions |
Earn interest with the convenience of a checking account |
No minimum daily balance, no monthly service charge plus interest |
| Annual Percentage Yield (APY) | N/A | N/A | 0.05% | 2.00% |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Monthly Service Charge | $0 | $10* | $10* | $0 |
| Requirements | *No transaction charges for the first 500 items processed each month. $0.25 per item over 500. |
*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10 per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions. |
*$10,000 minimum daily balance to avoid $10 monthly service charge. |
Must be a registered 501c3 – documentation required |
No minimum daily balance, no monthly service charge
*No transaction charges for the first 500 items processed each month. $0.25 per item over 500.
Multiple accounts and a high number of transactions
*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10 per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.
Earn interest with the convenience of a checking account
*$10,000 minimum daily balance to avoid $10 monthly service charge.
No minimum daily balance, no monthly service charge plus interest
Must be a registered 501c3 – documentation required
APYs are effective as of 9/1/2025. Rates are subject to change after account opening. Fees may reduce earnings.
Business Account Rates
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